Heterogeneous Group Self-Insured Fund

The group was initially established as an alternative source of workers’ compensation for businesses in the land improvement industry but more recently has added supermarkets and other businesses.

As the program administrator, our role encompasses all workers’ compensation insurance-related operations including underwriting, claims management, loss control/risk management, accounting and finance, reinsurance and excess insurance coordination, experience modification factor calculations, vendor actuarial services, regulatory compliance, claim reviews, and overall program management services. We also provide claims data analysis services to target frequency and/or severity issues. Various reports are provided on a monthly basis and as requested to keep the Fund on top of their financials and program costs.

Customized Solutions

We provide insurance company infrastructure and strategic program management for self-insured groups across the country.

Each program is unique; we are dedicated to supporting the mission of each customer program (and its individual member insureds) by operating specialty-insurance enterprises that are financially stable, competitive in the marketplace and member-focused over the long-term.

Using insurance industry best-practice standards and efficient, customer-centric technology our team tailors our offerings to the unique needs of our self-insureds. This results in highly-differentiated coverages and services and a lasting competitive advantage for the self-insured enterprise, its affiliates and members.